How Long Will It Take On Claim To Recoup Premiums Paid

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Hypothetical Annual Premium of $2,5621
Age Premiums Paid Daily Benefit
5% Compound
Number of Days on Full Claim
to Recoup Premiums Paid2
52
$2,562
$280
9
53
$5,124
$294
17
54
$7,686
$309
25
55
$10,248
$324
32
56
$12,810
$340
38
57
$15,372
$357
43
58
$17,934
$375
48
59
$20,496
$394
52
60
$23,058
$414
56
61
$25,620
$435
59
62
$28,182
$457
62
63
$30,744
$480
64
64
$33,306
$504
66
65
$35,868
$529
68
66
$38,430
$555
69
67
$40,992
$583
70
68
$43,554
$612
71
69
$46,116
$643
72
70
$48,678
$675
72
71
$51,240
$709
72
72
$53,802
$744
72
73
$56,364
$781
72
74
$58,926
$820
72
75
$61,488
$861
71
76
$64,050
$904
71
77
$66,612
$949
70
78
$69,174
$996
69
79
$71,736
$1,046
69
80
$74,298
$1,098
68
81
$76,860
$1,153
67

1. Interest credited at the end of the year. Hypothetical premium based on $ $280/Day, 100% Home Health, Three Year, 5% Compound Inflation Rider and 90 Day Elimination Period with Spousal & Preferred Discounts. Policies vary, consult your agent about specific plan design and premiums for your individual situation.

2. These numbers are after the satisfaction of the 90 Day Elimination Period.